| Posted in Financial Literacy
New Year’s Day is unique in that so many of us view it as a chance to “reset” and “refresh”. It’s a day we establish new, healthier habits and do our best to rid ourselves of unhealthy ones (more gym time, less screentime!). I’d like to begin 2026 by thanking you for your continued trust and partnership. For Iowa State Bank, 2025 was another remarkable year of growth, community building, and helping our neighbors achieve their financial goals. We couldn’t have done any of that without you. As we look forward to 2026 we are filled with excitement and determination to continue doing what we do best, providing the convenient, reliable and personalized banking experience you need and deserve.
In an ever-changing financial world, our commitment remains steadfast: to be your trusted financial partner at every stage. Whether you’re managing everyday banking digitally, buying a home, planning for retirement, expanding your business or farm operation we’re here to support you with the right tools and advice. From checking accounts and high yield savings options to flexible loan solutions and full-service online and mobile banking, our products are designed to help you stay in control of your finances…wherever you find yourself in the new year.
To help you kick off 2026 with confidence my team has asked that I share a few financial wellness tips:
1. Start with a financial check-in
Make time to review your goals and financial progress. Update your budget to reflect changes in income or priorities and include savings as a fixed “expense” if it’s truly a high priority for you.
2. Automate your savings and bill payments
Set up automatic transfers into savings or retirement accounts. Automation reduces stress, helps avoid late fees and makes reaching goals easier.
3. Embrace secure digital banking tools
Use our convenient online and mobile banking service to monitor account activity, deposit checks remotely, pay bills, and manage your money 24/7. These secure tools can save you time and help you stay on top of your finances effortlessly.
4. Strengthen your financial knowledge
Explore financial literacy resources and tips regularly. Understanding topics like interest rates, credit management, and savings strategies empowers you to make confident decisions. Ask us questions and check out our monthly blog posts to learn more.
5. Plan for the unexpected
An emergency fund provides peace of mind. Aim to save enough to cover 3 to 6 months of essential living expenses so you’re prepared for life’s surprises.
At Iowa State Bank, we believe in the strength of local communities and personal relationships and we’re honored to be your financial partner. During the year please stop by any branch or reach out to us online. Our team is ready to help make 2026 your best year yet!
Sincerely,
Aaron Kness, President/CEO