Apple’s recently published iOS26 operating system required a re-write of our mobile banking application for the Apple device platform. 

The new app version is available in the Apple App Store, but your device may have updated already if automatic updates are enabled.

The app has some new design elements in addition to some new features and functionality.  As such, the first time you log into the new app you will be required to enter your username and password.  Once logged in you can enable and configure multifactor authentication methods (click your username in the upper right and choose Security), enable biometrics (click the “three lines” menu in the upper left and choose Settings), etc.

FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.
Iowa State Bank logo

Health Savings Account (HSA)

Plan for Medical Costs and Financial Wellness—All in One Account

Start saving up for healthcare expenses, and access tax savings1 in the process.

Tax Advantages¹
Competitive Interest
Unused Funds Remain in Your Account
Free Digital Banking
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Health Savings Account (HSA) Details

  • Be prepared for qualified medical expenses
  • Variable rate of 0.50% APY on entire balance
  • An HSA provides triple tax savings:
    • Tax deductions when you contribute to your account
    • Tax-free earnings through investment
    • Tax-free withdrawals for qualified medical, dental, vision expenses, and more1
  • Contributions are tax-free and can be made by you, your employer, or a third party
  • Funds can be withdrawn at any time2
  • No minimum balance requirements
  • No monthly service fee
  • Free Mastercard® debit card
  • Check writing available (fee for checks is subject to style chosen)
  • Unused funds remain in account year after year; no "use it or lose it" policy
  • Keep your HSA in your name, regardless of career or life changes
  • $100 minimum deposit to open

Ready to Get Started?

Open An Account

Eligibility

Most adults under 65 who are not enrolled in Medicare and are covered under a high-deductible health plan (HDHP) can qualify for an HSA, but it is up to the account holders to determine their own eligibility. Please contact your tax advisor for further eligibility requirements.

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