Personal Savings

Compare All Personal Savings Accounts

We make it easy to find the savings account that fits you best.
 

 
  Inspire Saver Inspire High Yield Savings Imagine Kids Savings
Best For

Those with an Inspire Checking account

Those looking to maximize earnings
on higher balances
Younger saver available for kids
up to 18 years old
Features

Can be linked to all Inspire Checking Accounts

Tiered interest rates that increase
with higher balances
Designed to help kids learn
about saving money
Interest

Interest paid on entire balance, compounds and paid quarterly

Tiered Interest based on balance, compounds and paid monthly

 Higher interest earned on balances up to $5,000 and statement saving rate on balances higher 

Statement Option

No fee for E-statements;
$3 month paper statements

Monthly E-statement or paper statement

Quarterly E-statement or paper statement

Transit Fees

No transit fees

6 free debits per month by computer, telephone, pre-authorized automatic
or in person;
$5 per debit in excess thereafter

No transit fees
Service Fees No monthly service fee

$14 monthly service fee if minimum balance falls below $2,500

No monthly service fee

Free Online & Mobile Banking Access

Yes Yes Yes

Minimum Opening Deposit

$100,
or $5 when combined with
Inspire Checking Account
$100 $5
Next Steps

Learn More

Learn More

Learn More

 

Ready to Get Started? 

Open An Account

Additional Ways to Save

Certificate of Deposit (CD)

  • Set aside funds and access rates that beat standard savings
  • The longer your term, the higher your rate
  • Wide range of terms available, from 1 week to 5 years

Certificate of Deposit

Individual Retirement Account (IRA)

  • Save up for your retirement with a Traditional or Roth IRA
  • Account offers competitive rates and tax advantages
  • No setup or maintenance fees required

Individual Retirement Account

Health Savings Account (HSA)

  • Cover qualified healthcare costs by saving up ahead of time
  • Includes a variety of tax savings
  • Any unused funds remain in account year after year

Health Savings Account

Christmas Club

  • Prepare for holiday-related expenses ahead of time
  • Funds automatically released via check on the last day of October
  • Account is free and requires no minimum balance

Christmas Club Account

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