We're Here To Help
From mobile banking and ACH services to merchant credit card processing and wire services, Iowa State Bank is here to make your banking experience seamless and stress-free.
Mobile Deposits
Mobile Deposit is a service that allows you to deposit checks into your bank account using your smartphone or tablet. Instead of going to the bank or ATM, you can take a photo of the front and back of your check and submit it through your bank's mobile app.
Remote Check Deposit Capture
Remote Deposit Capture (RDC) is a type of technology that allows your business to deposit checks into your bank account without physically going to the bank. Instead of mailing or handing over a check, you use a scanner to take a picture of the check and send it electronically to the bank for processing.
ACH Origination
Automated Clearing House (ACH) Origination refers to the process where a business or organization initiates electronic payments or transfers through the ACH Network. This can include sending payments like payroll deposits, vendor payments, or customer billings.
Positive Pay Fraud Protection
Positive Pay functionality allows the bank to compare checks presented to your business account against items you have indicated that you have approved. ACH Fraud Protection is a system that helps keep your bank account safe when you send or receive money using ACH transfers.
Receive Real Time Payments
Instant Payments are bank transfers that happen instantly, meaning you can send and receive money any time, including weekends and holidays, and the money shows up in seconds.
Merchant Credit Card Processing
Merchant Services is a way your business can accept payments through a point-of-sale system in your physical store, online, or on-the-go. Tailored to fit your specific needs for your business with the best in payments technology.
Other Services
- Online & Mobile Banking
- Wire Services
- Night Drop Services
- Business Debit Cards
- Business Credit Cards
