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Home Equity Loans

There’s More Stored in Your Home Than Belongings and Great Memories

Use your home equity to finance nearly anything.

Competitive Rates
Fast Decisions
Friendly Service
couple looking over documents

Home Equity Loan Details

  • Convert the equity in your home into cash you can use
  • Competitive rates for several short-term or one-time needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible*
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
two paint rollers and a can of paint sitting on a wood floor

Home Equity Lines of Credit (HELOC) Details

  • Turn the equity in your home into ongoing, affordable financing
  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available via in-person or phone transfers to a specified Iowa State Bank checking account
  • The interest paid might be tax deductible*
  • Set up automatic payments to be deducted from your account monthly
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

Contact a Lender for More Information

photo of Lindsay  Worth
Lindsay Worth Home Loan Officer NMLS ID: 1134769 (641) 472-3161 ext. 252 Send Lindsay a message
photo of Christy  Grove
Christy Grove Senior Vice President, Director of Retail Banking NMLS ID: 641800 (641) 472-3161 ext. 245 Send Christy a message
photo of Cori  DeMoss
Cori DeMoss Assistant Vice President, Mortgage Originator NMLS ID: 1660132 641-814-8900 ext. 209 Send Cori a message
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