Compare All Business Checking Accounts
Fuel your business success with four flexible checking account choices.
| Innovate Business Checking | Innovate Business Interest Checking | Innovate Analysis Checking | Innovate Nonprofit Checking | |
|---|---|---|---|---|
| Best For | Ideal for small businesses | Large businesses looking to earn interest on their balance | Ideal for businesses that keep large balances | Designed specifically for non-profits |
| Features |
No minimum balance requirement |
Earns 0.50% APY* Interest on balances up to $50,000 and 1.0% APY* on any balance over $50,000 | Earnings credit based on average balance that offsets monthly service fee | No minimum balance requirement |
| Transit Fees | Unlimited Check Writing | Unlimited Check Writing | 9¢ per check paid, and 9¢ per non-Iowa State Bank check deposited | Unlimited Check Writing |
| Statement Options | E-statements or paper statements available |
E-statements or paper statements available |
E-statements or paper statements available |
E-statements or |
| Service Fee | $5 monthly service fee | $14 monthly service fee if minimum balance falls below $10,000 | $5 monthly service fee can be offset by earnings credit | No Service Fee |
| Free Coin & Currency Orders |  |
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| Free Debit (Tap) Card | |
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| Free Online & Mobile Banking Access? | |
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| Minimum Opening Deposit | $100 | $100 | $100 | $100 |
| Next Steps |
Ready to Get Started?
Be sure to review all required documentation in order to open an account.
