Interest Checking Account Rates
Comparison table of Inspire Interest Checking
| Account Type |
Minimum Balance |
Interest Rate |
APY* |
| Inspire Interest Checking Balances up to $15,000 |
$100.00 |
2.95% |
3.00% |
| Inspire Interest Checking Balances over $15,000 |
$15,000.00 |
0.50% |
0.50% |
Savings Account Rates
Comparison table of Savings Account
| Account Type |
Minimum Balance |
Interest Rate |
APY* |
| 18 Month IRA* |
$50.00 |
2.00% |
2.02% |
| Statement Savings* |
$100.00 |
0.50% |
0.50% |
| Health Savings* |
$50.00 |
0.50% |
0.50% |
| Christmas Club*
balances over $25,000 earn no interest |
$1.00 |
2.00% |
2.00% |
| Kids Savings*
balances over $5,000 earn Statement Savings Rate |
$100.00 |
2.00% |
2.02% |
Certificate of Deposit (CD)**
Comparison table of Certificate of Deposit (CD)**
| Maturity |
Minimum Balance |
Interest Rate |
APY* |
| 7 - 31 Days |
$1,000.00 |
0.75% |
0.75% |
| 182 Days |
$1,000.00 |
3.25% |
3.28% |
| 12 Months |
$1,000.00 |
3.50% |
3.53% |
| 18 Months |
$1,000.00 |
3.50% |
3.53% |
| 24 Months |
$1,000.00 |
3.50% |
3.53% |
| 36 Months |
$1,000.00 |
3.50% |
3.53% |
| 60 Months |
$1,000.00 |
3.65% |
3.68% |
High Yield Savings***
Comparison table of High Yield Savings***
| Account Balance |
Minimum Balance |
Interest Rate |
APY* |
| $2,500–$24,999.99 |
$2,500.00 |
2.00% |
2.02% |
| $25,000–$99,999.99 |
$25,000.00 |
2.40% |
2.43% |
| $100,000–$249,999.99 |
$100,000.00 |
2.85% |
2.89% |
| $250,000–$499,999.99 |
$250,000.00 |
3.10% |
3.14% |
| $500,000–$1,999,999.99 |
$500,000.00 |
3.40% |
3.45% |
| $2,000,000 + |
$2,000,000.00 |
3.60% |
3.66% |
