Compare All Personal Savings Accounts
We make it easy to find the savings account that fits you best.
| Inspire Saver | Inspire High Yield Savings | Imagine Kids Savings | |
|---|---|---|---|
| Best For |
Those with a Hometown checking account |
Those looking to maximize earnings on higher balances | Younger saver available for kids up to 18 years old |
| Features |
Links to all Hometown Checking Accounts to prevent overdrafts |
Tiered interest rates that increase with higher balances | Designed to help kids learn about saving money |
| Interest |
Interest paid on entire balance, compounds and paid quarterly |
Tiered Interest based on balance, compounds and paid monthly |
Higher interest earned on balances up to $5,000 and statement saving rate on balances higher |
| Statement Option |
No fee for E-statements; $3 month paper statements |
Quarterly E-statement or paper statement |
Quarterly E-statement or paper statement |
| Transit Fees |
No monthly service fee |
6 free debits per month by computer, telephone, pre-authorized automatic or in person; $5 per debit in excess thereafter |
|
| Service Fees | None |
$14 monthly service fee if minimum balance falls below $2,500 |
None |
|
Free Online & Mobile Banking Access |
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Minimum Opening Deposit |
$5 | $100 | $5 |
| Next Steps |
Ready to Get Started?
Additional Ways to Save
Certificate of Deposit (CD)
- Set aside funds and access rates that beat standard savings
- The longer your term, the higher your rate
- Wide range of terms available, from 1 week to 5 years
Individual Retirement Account (IRA)
- Save up for your retirement with a Traditional or Roth IRA
- Account offers competitive rates and tax advantages
- No setup or maintenance fees required
Health Savings Account (HSA)
- Cover qualified healthcare costs by saving up ahead of time
- Includes a variety of tax savings
- Any unused funds remain in account year after year
Christmas Club
- Prepare for holiday-related expenses ahead of time
- Funds automatically released via check on the last day of October
- Account is free and requires no minimum balance
