Health Savings Account (HSA)

• Be prepared for qualified medical expenses
• Variable rate of 0.50% APY² on entire balance
• An HSA provides triple tax savings:
  • Tax deductions when you contribute to your account
  • Tax-free earnings through investment
  • Tax-free withdrawals for qualified medical, dental, vision expenses, and more¹
• Contributions are tax-free and can be made by you, your employer, or a third party
• Funds can be withdrawn at any time³
• No minimum balance requirements
• No monthly service fee
• Free Mastercard® debit card
• Check writing available (fee for checks is subject to style chosen)
• Unused funds remain in account year after year; no "use it or lose it" policy
• Keep your HSA in your name, regardless of career or life changes
• $100 minimum deposit to open

Most adults under 65 who are not enrolled in Medicare and are covered under a high-deductible health plan (HDHP) can qualify for an HSA, but it is up to the account holders to determine their own eligibility. Please contact your tax advisor for further eligibility requirements.